Bilingual credit repair

Repair your credit. Then keep it that way.

Up Your Cred challenges the errors and unfair marks dragging down your score using the consumer-protection laws already on your side — the Fair Credit Reporting Act and the Fair Debt Collection Practices Act — and teaches you the habits to stay ahead of them. We do the heavy lifting, start to finish.

Start your case See how it works

100% money-back guarantee English & Español 24/7 case-status access Budget-friendly plans

The process

Six steps, from first call to financial independence

Every case follows the same path. What changes is the plan we build for you along it.

01 — Analyze

Analyze

From a personalized interview, we build a clear overview of where each client stands.

02 — Understand

Understand

We take the time to understand your situation on a case-by-case basis — no templates, no assumptions.

03 — Review

Review

Our team reviews your credit reports in detail and creates an appropriate diagnosis.

04 — Act

Act

We build a plan of action around your financial goals, then work to settle accounts and get you debt-free.

05 — Improve

Improve

We guide you as your credit status improves and you close in on the goals you set.

06 — Maintain

Maintain

We teach the positive habits that keep your newfound financial independence in place for good.

About us

More than a credit repair company

You can legally repair your credit using consumer-protection laws such as the Fair Credit Reporting Act and the Fair Debt Collection Practices Act. Up Your Cred doesn’t just work tirelessly to help you repair your credit — we give you the credit education you need for continued success. Our proven process does virtually all of the work for you, seamlessly, with support from the first call to the last.

The law is already on your side. Our job is to use it well — and to make sure you know how it works.

Why Up Your Cred

What you get, on every plan

100% money-back guarantee

Bilingual service in English and Spanish

Actively involved in your credit repair experience

Affordable pricing plans to fit your budget and needs

Personalized options built around your situation

24/7 access to your case status and progress

Team

The person on your case

“I find inexplicable joy in my ability to help others. I’m a true believer that knowledge is the cornerstone of power, so I take pride in empowering every one of my clients with the right tools to build and maintain a healthy financial life — and a credit profile strong enough to reach their goals.”

— Your credit advisor, Up Your Cred

help@upyourcrednow.com

Get started

Ready to up your cred?

Send us a note and we’ll set up your personalized interview. No obligation.

help@upyourcrednow.com

We work with clients in English and Spanish.
Trabajamos con clientes en inglés y español.